The moves that grew your money aren't the same moves that protect it. We sit down, look at the whole picture - your income, your taxes, your investments, your legacy- and build the plan for this next stage of life, not the last stage.
Ready to have an honest conversation about where you stand, so you can make the call yourself?
ClearPath Retirement Planning, LLC
Are you asking yourself questions like these?
At ClearPath Retirement Planning, we offer expert retirement income planning and financial advisory services to help pre-retirees and retirees find clear, confident answers and enter retirement with peace of mind.
- Have I truly saved enough for the retirement I want?
- Will my income be sufficient to support my lifestyle after I stop working?
- What happens to my plan if the market declines significantly?
- Could I handle an unexpected healthcare or long-term care expense?
- Am I paying more in taxes than I need to in retirement?
- Do I have the right estate plan and documents to pass on my wealth correctly?
The rules change when you stop saving and start spending
The advisor who helped you build your savings may not be the right one to help you live off them.
Your family doctor handles your checkups. But when you need heart surgery, you see a specialist — not because anything was wrong with your doctor. Simply put, your need changed.
It's the same with your money.
If that feels disloyal to admit, that's worth noticing. It means you had a good relationship with your advisor that helped you grow your assets, and that says something good about both of you.
But loyalty to someone who helped you get here doesn't mean they're the one qualified to take you through what's next.
The advisor who built your savings did that job well. Retirement income planning is just a different specialty.
We do that one.
Ready to take the next step?
One Place for Retirement Planning, Not Five
Most people head into retirement juggling five different people - someone for investments, someone else for taxes, another for a will or trust, and a lot of guesswork on Medicare.
We're a local, veteran-owned team right here in Greenville, SC, and we'd rather sit down with you (in person or virtually), eye to eye, and cover every base - income planning, tax planning and preparation, estate planning, and Medicare - under one roof.
You won't be another file folder to us; expect to be treated like you're our only client, even though we serve many.
Discover What Makes ClearPath Retirement Special
Frequently Asked Questions
Please reach us at stewart@clearpathretirement.com if you cannot find an answer to your question.
When your paycheck stops, your savings have to become your income. Whether they last depends on five things: what you spend, your taxes, when you start Social Security, down markets, and rising prices. A ClearPath retirement plan tests all five together, so you can see how your money may hold up.
You have enough when your income covers what you spend, after taxes, for as long as you need it. That’s different from reaching a savings number. Your plan adds up your Social Security and the income from your savings, subtracts your costs and taxes, and tests the result against down markets and rising prices. ClearPath Retirement Planning in Greenville, SC builds that plan with you, so you can see whether it may support the retirement you want.
You may be. When your paycheck stops, you choose which accounts to take money from and when to start Social Security, and those choices can change your tax bill. So can a Roth conversion, moving pre-tax money into a Roth account and paying tax now. At your second meeting, ClearPath Retirement Planning in Greenville, SC shows you where taxes may be costing you more than they need to. The same team can prepare your return.
It can. A Roth conversion means moving pre-tax retirement money into a Roth account and paying the tax now. That amount counts as income, and Medicare looks at your income from two years ago to set your premiums. So a move that lowers your taxes later could also bring a Medicare bill you didn’t expect. ClearPath Retirement reviews both before you decide.
The right age is different for every person. It depends on your health, your other income, your taxes, and whether you’re married. Claiming earlier means a smaller check each month, and waiting means a larger one. That choice shapes your income for years, so it’s worth comparing your options first. ClearPath Retirement Planning in Greenville, SC compares them alongside your taxes and Medicare, so you can see how each age may change your income.
It may. Saving and turning savings into income are different jobs. The advisor who helped you save may be great at building the savings. Retirement income adds taxes, Social Security timing, Medicare, and which accounts to draw from first. ClearPath Retirement Planning in Greenville, SC offers that second look at your current plan.
Yes. When your paycheck stops, your savings have to become your income. ClearPath Retirement Planning in Greenville, SC works with people within a year or two of retiring and people who just retired. We build one plan for your income, taxes, Social Security, and Medicare, so your money may last.
The best way to find out if a first meeting is right for you is to start with the ClearPath Discovery 15-Minute Call. You can ask your questions, and we explain how a first meeting works.
If you decide to go ahead, your first ClearPath Retirement Review starts with listening. You tell us about the retirement you want, what worries you most, and what you have today: income, accounts, and anything you’re unsure about. You don’t need a plan or all your numbers. If you can, bring your recent account statements and last year’s tax return. They help us see your full picture. You’re under no obligation to make any changes.
At your second meeting, you see your plan on paper, which we call your blueprint. It puts what you have now next to what we’d suggest, including fees, risks, and taxes. You see how your Social Security and savings may cover your costs, and how your money may hold up in down markets. We explain what each change would involve, including any costs so you can decide what to move, if anything. You get a written recap after the meeting.
ClearPath Retirement Planning, LLC
300 Executive Center Drive Suite 104 Greenville, SC 29615
Hours
Open today | 09:00 am – 05:00 pm |
We are Veteran Owned and Operated
Copyright © 2026 ClearPath Retirement Planning, LLC - All Rights Reserved.
Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through ClearPath Retirement Planning, LLC, and Alphastar Capital Management is not involved in the offer, recommendation, sale, or management of commission-based fixed Insurance products. Alphastar Capital Management and ClearPath Retirement Planning, LLC are separate and independent entities. This is for informational purposes only and is not intended as legal, tax, or investment advice or a recommendation of any particular security, investment product, or investment strategy.
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